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Your journey to
home sweet home
starts with Hello

At Hello Home Loans™, we're reimagining the path to homeownership. Say goodbye to sleepless nights fretting over finance – your dream home is calling, and we're here to connect you. Hello Dreams, Hello Home, Hello Future!

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First Home Buyers

Your First
Hello to Home Ownership

Embarking on your first home buying adventure is a big step, and we're here to make it a leap of joy. With Hello Home Loans™, you get tailored advice, friendly support, and the kind of welcome that only comes from experts who remember their own first home excitement. In fact, we've helped more First Home Buyers than any other group of clients. Let's lay the foundation for your future together.

First Home Owner Grant

Let our expertise lead you to grants that fast-track you from house-hunting to housewarming.

First Home Guarantee

A deposit of as little as 5% could blossom into your dream home and help you sidestep extra costs.

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The Hello Promise

Expertise at Every Turn

From the thrill of the first bid to the joy of the final repayment, we're by your side. Conveyancing? Sorted. Accounting? Consider it done. Insurance? We've got the connections. With Hello Home Loans™, you're not just getting a loan; you're gaining seasoned pros dedicated to your cause.

Find the perfect fit for your dreams

First Home Buyers

Jump into the joys of owning your first home with a loan that's as welcoming as your new neighbourhood.

Refinancing

Is it time to tune up your home loan? Let's make your mortgage work better for you. Refinancing can be as refreshing as a home renovation — and we're here to guide you through it, step by easy step.

Investment Property

Ready to invest in a future full of potential? Our brokers can guide you through investment property loans to help you build your portfolio, whether you're a first-timer or a seasoned investor.

More ways we can help

Every dream has a different path and sometimes, it’s paved with more than just traditional home loans. Whether it's unlocking the hidden potential in your home with equity release, bridging gaps with interim financing, or laying the foundation with a construction loan, we're equipped to guide you.

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Kickstart Your Journey

Got home dreams? Let's turn them into plans. Hit 'Get Started' to dive in.
Your path to home starts with 'Hello'.

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Happy Homeowners

Don’t just take our word for it—listen to the chorus of happy homeowners who began their journey with a simple 'Hello'.

Begin your journey
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"We refinanced our mortgage with Beau from Hello Home Loans. First time using a broker and could not have been happier with his service and knowledge. First time changing banks and Beau made it a very simple stress-free journey. Will continue to recommend Beau to our family and friends."

Wendy

Gold Coast

"Beau helped us not only with our original mortgage application, but also 7 months later with our refinance to a different lender. Beau has been nothing short of incredibly knowledgeable, professional, quick and the most down to earth friendliest broker I have ever had the pleasure of meeting. You won’t find someone who’s more devoted to helping his clients than you will him."

Olivia & Rhys

Brisbane

"From the first time we met Beau, we knew we were in safe hands! He made the whole process of purchasing our first home smooth and even when it was very daunting, he was nothing but reassuring. He explained our loan options in depth and made it simple and easy to understand. He was quick at responding to any of our questions and was an absolute pleasure to deal with. We are so grateful to have found Beau and will continue to use him in all of our future financial decisions."

Jacquie & Chris

Brisbane

FAQs

Questions about mortgages can be quite the puzzle. Not to worry, our FAQs are the pieces you need. If you're still left pondering, don't let it keep you up at night — we're here to answer the call and connect the dots.

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What areas do you service?

We're Australia-wide! So, wherever you dream of calling home, we're here to help make it happen.

How much deposit do I need to buy my first home?

It's not always a one-size-fits-all answer. That's where we step in — we'll help you navigate the numbers, understand the ins and outs of your unique situation, and figure out just the right amount needed to turn your first-home dreams into reality.

How do I know how much I can borrow?

Figuring out how much you can borrow is a crucial step. It’s not a one-size-fits-all calculation. To discover how much you can borrow, we delve into several factors like your income, expenses, existing debts, and credit history. Our brokers can give you a clear picture of your borrowing power.

What's the difference between a fixed-rate and variable-rate mortgage?

A fixed-rate mortgage is like a set menu: steady and predictable, offering the same repayments each month during the fixed period, usually between 1 and 5 years.

Variable-rate mortgages, however, are like seasonal dishes — they change with the economic climate, meaning your repayments can increase or decrease based on market rates. Our brokers can help you compare loan options, to help you find your perfect financial fit.

Can I get a mortgage if I'm self-employed or have a low deposit?

Navigating a mortgage when you're self-employed or have a low deposit might feel like navigating uncharted waters — but don't worry we're here with expert guidance. Self-employment or a smaller deposit can add some extra steps to the mortgage process, but they're far from deal-breakers. We'll help you explore all avenues to find a loan that fits your unique situation, ensuring that your self-employment or deposit size don't stand in the way of your home ownership dreams.

How do offset accounts work?

An offset account is like a best friend for your loan — it helps lighten the load. Linked directly to your mortgage, it reduces the amount you're charged interest on by the balance it holds. Say you have a $500,000 loan and $40,000 in your offset — you only pay interest on $460,000. Over time, this can mean big savings and a faster route to owning your home outright.